The Brights' Angle

Original analysis and expert opinion on fin-tech. Fresh perspectives, rigorous arguments, real phenomena.

The Next Wave of Tokenization: Why Internet Domains Are a Missing Piece

The Next Wave of Tokenization: Why Internet Domains Are a Missing Piece

Tokenization has focused on familiar securities. A more interesting opportunity lies in digital asset classes like internet domains, where value exists without a market to support it.

AI Regulation in the UK and The Course of 'Goldilocks Porridge'

AI Regulation and The Course of 'Goldilocks Porridge'

AI regulation is stuck between too much and too little. Katharine Wooller on why the UK's patchwork approach is stifling financial services innovation.

The privacy default: what Zcash's shielded adoption record reveals about financial choice.

The Privacy Default: What Zcash's Shielded Adoption Record Reveals About Financial Choice

Zcash's shielded supply hit a record 31% of circulating ZEC in 2026, up from 11% a year earlier. A data analysis of what drove that shift, and what it actually measures.

The developer paradox: how AI created a shortage of the humans it was supposed to replace.

The Developer Paradox: How AI Created a Shortage of the Humans It Was Supposed to Replace

Over 900,000 tech workers laid off since 2022. IBM is tripling developer hiring in 2026. A data analysis of what AI is actually doing to the human workforce.