Fin-Tech

Fin-Tech explained from the inside out. The ideas, the people, and the phenomena.

Prediction Markets and Insider Trading: The Classification Fight That Determines Who Gets to Play

Prediction Markets and Insider Trading: The Classification Fight That Determines Who Gets to Play

A US soldier made $400,000 betting on a classified military operation. Here is what that reveals about a $20 billion market still fighting over what it is.

Blockchain Code and Criminal Liability: What Sen. Lummis's CLARITY Act Warning Reveals

Blockchain Code and Criminal Liability: What Sen. Lummis's CLARITY Act Warning Reveals

Writing blockchain code can make you criminally liable in the US. Here is how the CLARITY Act is trying to fix that, and what its own negotiation has moved.

UK Sanctions Russia's $90 Billion Crypto Network With a Rule Built for Banks

UK Sanctions Russia's $90 Billion Crypto Network With a Rule Built for Banks

The UK sanctioned 18 entities tied to Russia's A7 stablecoin network. Here is how the network operated and what the legal tool used reveals.

Qivalis Euro Stablecoin: 37 Banks and the Dollar Problem That Required All of Them

Qivalis Euro Stablecoin: 37 Banks and the Dollar Problem That Required All of Them

37 European banks are building a euro stablecoin through Qivalis. The dollar controls 99% of the market. Here is why that gap exists and what it would take to close it.

Minnesota Crypto Custody Law: Why Community Banks Moved Before Congress Did

Minnesota Crypto Custody Law: Why Community Banks Moved Before Congress Did

Minnesota gave community banks the right to hold crypto. What HF 3709 covers, why capital flight drove it, and what the CLARITY Act hasn't settled.

Trump Fintech Executive Order: Crypto Gets Fed Access. So Do Lenders Charging 300% APR.

Trump Fintech Executive Order: Crypto Gets Fed Access. So Do Lenders Charging 300% APR.

A fintech executive order signed May 19, 2026 opens Fed payment rails to crypto. The same law fast-tracks bank charters for lenders charging 300% APR.

SpaceX IPO: The Dinosaur Warning, Solar Energy From Space, and the Planet Left Behind

SpaceX IPO: The Dinosaur Warning, Solar Energy From Space, and the Planet Left Behind

SpaceX filed its S-1 on May 20, 2026. The extinction argument, the $45 billion Anthropic deal, and what the filing reveals about AI's real energy problem.