Artificial Intelligence

How AI is changing the way ordinary people relate to money, work, and financial decisions. The human side of the machine.

Private Credit AI Risk The BIS Found $115 Billion in Software Loans Priced As If AI Did Not Exist

Private Credit AI Risk: The BIS Found $115 Billion in Software Loans Priced As If AI Did Not Exist

The BIS found business development companies hold $115 billion in software loans and charge no extra spread for AI disruption risk. Here is what that means.

ATL Saathi India Gives 100 Schools an AI Assistant Built for the Teacher

ATL Saathi: India Gives 100 Schools an AI Assistant Built for the Teacher

Atal Innovation Mission and Google DeepMind launched ATL Saathi, a Gemini assistant for Atal Tinkering Lab teachers, piloting in 100 schools across India.

Claude Fable 5 Four Reasons Anthropic Keeps Giving Away Its Most Expensive Model

Claude Fable 5: Four Reasons Anthropic Keeps Giving Away Its Most Expensive Model

Anthropic has extended free Claude Fable 5 access to 19 July, the second extension in under a week. Here is what the delay tells buyers about its position.

GPT-5.6 Pricing OpenAI Kept the Same Price and Promised a Discount Anyway

GPT-5.6 Pricing: OpenAI Kept the Same Price and Promised a Discount Anyway

OpenAI's new flagship GPT-5.6 Sol costs $5 input and $30 output per million tokens, the same as GPT-5.5. The promised saving sits in a number buyers cannot check.

June Jobs Report and AI Layoffs 57,000 New Jobs, Four Months of AI-Led Cuts, One Frozen Labour Market

June Jobs Report and AI Layoffs: 57,000 New Jobs, Four Months of AI-Led Cuts, One Frozen Labour Market

The June jobs report showed 57,000 new jobs one day after AI led all US layoff reasons for a fourth month. The two datasets describe one frozen labour market.

Fable 5 Export Controls Lifted: Why Anthropic's Model Came Back One Government Decision at a Time

Fable 5 Export Controls Lifted: Why Anthropic's Model Came Back One Government Decision at a Time

Anthropic's Fable 5 returns on 1 July after the US lifted its export controls.

What Emma Got Right About Sovereignty, and Why Italy Should Be Embarrassed Anyway

What Emma Got Right About Sovereignty, and Why Italy Should Be Embarrassed Anyway

Emma's collapse looks like an AI joke. Read against Fable 5, Lagarde's Binance call, and UK sovereign AI, it reveals something Italy already had and ignored.