Fin-Tech

Fin-Tech explained from the inside out. The ideas, the people, and the phenomena.

The Trust Ceiling: Why the World’s Biggest Fintechs Are Buying Real Estate

The Trust Ceiling: Why the World’s Biggest Fintechs Are Buying Real Estate

Fintechs are bringing physical presence back to digital banking as deeper financial relationships expose the limits of a purely digital institution and create a new trust ceiling.

Senate Hearing on AI: An Unintelligible Language and "No Kill Switch"

Senate Hearing on AI: An Unintelligible Language and "No Kill Switch"

The September 2026 Senate AI hearing revealed autonomous models are creating secret languages and lack a technical kill switch to stop AI

Anthropic IPO and the Existential Risk Posed by Its AI Models

Anthropic IPO and the Existential Risk Posed by Its AI Models

Anthropic’s IPO filing highlights “catastrophic or existential risk to humanity” from its AI models as the company prepares for a potentially record-breaking IPO.

When AI Goes Agentic, Governance Has to Get More Granular

When AI Goes Agentic, Governance Has to Get More Granular

Agentic AI is changing AI governance in financial services, requiring institutions to define permissions, human authority and controls at the level of individual actions and workflows.

From AI to SI: When One Word Hides a Strategy

From AI to SI: When One Word Hides a Strategy

Trump announces that the U.S. will replace “artificial intelligence” with “Super Intelligence” while rejecting global efforts to control AI.

Stablecoins Bring a Massive Cash Flow Upgrade for Retail Businesses

Stablecoins Bring a Massive Cash Flow Upgrade for Retail Businesses

Stablecoins can give businesses faster access to cash, reduce financing needs, and simplify cross-border payments through instant settlement.

AI and Safety: A Huge Marketing Bet

AI and Safety: A Huge Marketing Bet

Anthropic and OpenAI are increasingly emphasizing AI safety. But the timing of their warnings raises questions about competition, reputation, and IPO strategy.