Fin-Tech

Fin-Tech explained from the inside out. The ideas, the people, and the phenomena.

CLARITY Act Senate Floor 2026: Every Fight That Got It to Committee and the One That Decides What Comes Next

CLARITY Act Senate Floor 2026: Every Fight That Got It to Committee and the One That Decides What Comes Next

The CLARITY Act cleared the Senate Banking Committee on May 14. Here is every fight that got it there and what the 60-vote Senate floor threshold actually requires.

What's Happening at Meta? "AI Layoffs", Intrusiveness, and a History of Bad Management

What's Happening at Meta? "AI Layoffs", Intrusiveness, and a History of Bad Management

Meta is laying off 8,000 people and citing AI. The earnings data, the capex numbers, and a history of failed bets tell a different story.

ChatGPT Personal Finance: The Part of Financial Advice Without a Licence Requirement Just Became a Feature

ChatGPT Personal Finance: The Part of Financial Advice Without a Licence Requirement Just Became a Feature

ChatGPT launched a personal finance feature on May 15, 2026. Here is what it does, why Plaid matters, and the financial picture question it raises.

Poland MiCA Bill Passes After a $96 Million Collapse Changed the Political Math

Poland MiCA Bill Passes After a $96 Million Collapse Changed the Political Math

Poland's Sejm passed the Crypto-Asset Market Act on May 15, 2026, by 241-200. What the vote means, what Zondacrypto changed, and why the fight is not over.

AI Agent Authorization: Cisco's RSAC Finding and What It Means for Autonomous Payments

AI Agent Authorization: Cisco's RSAC Finding and What It Means for Autonomous Payments

Cisco's security chief confirmed at RSAC that rogue AI agent incidents consistently pass identity checks. The authorization gap has a specific financial dimension.

Maryland Blockchain Property Records: What SB 168 Actually Directs the State to Study

Maryland Blockchain Property Records: What SB 168 Actually Directs the State to Study

Maryland's SB 168 directs a state agency to study blockchain for property title records and squatting disputes. The Senate vote was unanimous. Here is why.

Can You Put Crypto in Your 401(k) in 2026? The Retirement Data Behind the Access Debate

Can You Put Crypto in Your 401(k) in 2026? The Retirement Data Behind the Access Debate

Can you put crypto in your 401(k) now? The Federal Reserve's 2025 data on retirement savings changes what the access debate actually means.