Cryptocurrency

Crypto beyond speculation. How real communities use it, why people adopt it, and what it actually means for everyday life.

CLARITY Act stablecoin yield: the Senate drew its line at the savings product that required no bank account.

CLARITY Act Stablecoin Yield: The Senate Drew Its Line at the Savings Product That Required No Bank Account

The Senate's CLARITY Act compromise bans passive stablecoin yield. White House data puts the benefit to banks at 0.02%. A look at who the law actually protects.

Rakuten launches XRP as a payment method, allowing users to convert Rakuten Points into the token.

Rakuten XRP Japan: How 44 Million Consumers Entered Crypto Without a Crypto Decision

Rakuten gave 44 million Japanese users access to XRP through loyalty points. Here is what that reveals about the psychology of crypto adoption.

Meta started its stablecoin payouts in Colombia and the Philippines

Why Meta Started Its Stablecoin Payouts in Colombia and the Philippines

Meta launched stablecoin creator payouts in Colombia and the Philippines, two of the world's biggest remittance markets. Here is what the choice reveals.

Stablecoin trust: the institutional debate says stablecoins can't be trusted, but communities that need them have already adopted stablecoins.

Stablecoin Trust: The Institutional Debate and the Communities That Cannot Wait for It

The FT says stablecoins are not yet safe enough for wholesale finance. In Venezuela, 90% of peer-to-peer crypto trading is already USDT. The trust gap runs both ways.