Rosalia Mazza

Rosalia Mazza

FinTech writer, data scientist, and crypto trader. Passionate about fintech and obsessed with organic growth. Founder of The Bright Minded — because the good side of Fin-Tech deserves to be told.

CLARITY Act Stablecoin Yield: The Senate Drew Its Line at the Savings Product That Required No Bank Account

CLARITY Act Stablecoin Yield: The Senate Drew Its Line at the Savings Product That Required No Bank Account

The Senate's CLARITY Act compromise bans passive stablecoin yield. White House data puts the benefit to banks at 0.02%. A look at who the law actually protects.

4.5%: What the Real AI Layoff Number Means for Every Profession

4.5%: What the Real AI Layoff Number Means for Every Profession

AI was cited as the direct cause of just 4.5% of US tech layoffs in 2025. A data analysis of what is actually driving displacement, and who is actually at risk.

The Developer Paradox: How AI Created a Shortage of the Humans It Was Supposed to Replace

The Developer Paradox: How AI Created a Shortage of the Humans It Was Supposed to Replace

Over 900,000 tech workers laid off since 2022. IBM is tripling developer hiring in 2026. A data analysis of what AI is actually doing to the human workforce.

China AI Firing Ruling: Hangzhou Court Decides Who Pays When a Machine Takes Your Job

China AI Firing Ruling: Hangzhou Court Decides Who Pays When a Machine Takes Your Job

On April 30, the Hangzhou court ruled AI replacement doesn't justify firing a worker. The legal reasoning behind that decision reaches further than China.

Manfred AI Agent: The First Software to Form Its Own Company Reveals a Gap Corporate Law Was Not Built to Close

Manfred AI Agent: The First Software to Form Its Own Company Reveals a Gap Corporate Law Was Not Built to Close

An AI agent called Manfred incorporated itself in the US. Here is what that reveals about the accountability gap corporate law was not built to handle.

Rakuten XRP Japan: How 44 Million Consumers Entered Crypto Without a Crypto Decision

Rakuten XRP Japan: How 44 Million Consumers Entered Crypto Without a Crypto Decision

Rakuten gave 44 million Japanese users access to XRP through loyalty points. Here is what that reveals about the psychology of crypto adoption.

Mastercard Q1 2026: The Earnings Call That Put AI Spending on Your Behalf at the Center of Global Payments

Mastercard Q1 2026: The Earnings Call That Put AI Spending on Your Behalf at the Center of Global Payments

Mastercard Q1 2026 results put agentic payments at the center of its strategy. Here is what it means when AI spends on your behalf and what it quietly removes.